Ardent Insurance & Risk Management: Motorcycle Insurance for An Incomparable Two-Wheeled Experience
Motorcycle enthusiasts know there’s no better place to ride than along Florida’s Gulf Coast. From salt-touched breezes, to sun-drenched blue skies that stretch on forever, the Gulf Shores offer an incomparable motorcycle experience.
To help bikers get the best coverage for their ride, Ardent Insurance & Risk Management works closely with customers to identify exactly what they need to cover themselves in case of an unfortunate event.
Not only do we provide insurance for traditional cruisers and touring bikes, but we also have coverage for dirt bikes and ATVs. Whether you have a Harley Davidson HOG or another street cycle, you know you can get the coverage you need through us.
What Does Motorcycle Insurance Cover?
Motorcycle insurance policies are a lot like auto insurance policies in what they cover:
Liability Coverage for Insurance
If you’re ever in a situation in which you’re identified as the person at fault for an accident, you will be liability for the damages. Liability coverage keeps you from having to pay for that damage out of your own pocket.
Medical and Bodily Injury Coverage
In an event of an accident in which you become injured, this coverage will pay for all of your medical costs, which could run tens or hundreds of thousands of dollars.
For any damage to property, including a person’s vehicle, motorcycle insurance can cover the cost of repairs or replacement. This is also useful if an accident results in damage to someone’s home or business.
Motorcycle Insurance Comprehensive Coverage
Theft, fire and vandalism are devastating to a bike, but motorcycle insurance can make it easier to handle. Insurance can help you either repair the motorcycle or replace it.
Custom Parts and Equipment Coverage
For motorcycle enthusiasts who love to customize their bikes, this is essential coverage. Customizations are very expensive, and you don’t ever want to lose that money you put into it. This coverage covers up to $10,000 in loss to aftermarket parts.
Uninsured/Underinsured Motorist Coverage
Some people do not have insurance or they don’t have enough to cover damage to you or your motorcycle. If you’re ever in an accident with someone like this and it’s their fault, this coverage can pick up the cost of your medical bills and motorcycle without having to sue the other person for the reimbursement.
Don’t ever worry about being stranded on the side of the road when you have roadside assistance. This low-cost coverage option has helped many motorcyclists in the middle of long rides.
Trip Interruption Coverage
Instead of getting travel insurance, you can get this trip interruption coverage. This is great for bike week protection if something were to happen and you couldn’t make it at the last minute.
Discounted Motorcycle Insurance with Multiple Ardent Insurance & Risk Management Policies
If you’re already an Ardent Insurance & Risk Management customer with a policy, you may be able to receive a multi-policy discount. For those who are new to us, you may want to consider having more than one policy with us to help save you even more money.